Terms of Service
Last updated: 2 July 2026
By creating an account or using Worth It?, you agree to these Terms.
The service
Worth It? is an educational tool that helps you track small spends you skip and shows illustrative, inflation-adjusted projections of what they could be worth if invested. It is NOT financial, investment, or tax advice.
Your account
You must provide accurate information and keep your login credentials secure. You are responsible for activity under your account.
Plans and payment
Worth It? is offered as a monthly subscription (CHF 5/month) or a one-time lifetime purchase (CHF 27). Payments are processed by Stripe. Monthly subscriptions renew automatically until cancelled. Prices include applicable taxes unless stated otherwise.
Cancellation
You can cancel a monthly subscription at any time; access continues until the end of the paid period. See our Refund Policy for refunds.
Acceptable use
Don't misuse the service, use it unlawfully, attempt to breach its security, or copy, resell, or reverse-engineer it.
Intellectual property
We own the app, its design, and content. You own the data you enter, and you grant us the limited right to process it to provide the service.
Not financial advice
All projections are illustrative and based on assumptions you can change. Returns are not guaranteed; markets rise and fall. Nothing here is a recommendation to buy any financial product. Always do your own research or consult a licensed professional.
Disclaimers and liability
The service is provided "as is". To the fullest extent permitted by Swiss law, we exclude warranties and are not liable for any indirect or consequential loss, or for decisions you make based on the app's projections.
Changes
We may update the service or these Terms; continued use means you accept the changes.
Governing law
These Terms are governed by Swiss law, with jurisdiction at our registered seat in Switzerland, subject to any mandatory consumer protections in your country of residence.